Finance Frequently Asked Questions

Learn more about Pokey Brimer Auto Sales Buy Here Pay Here in-house financing program

At Pokey Brimer Auto Sales, we know that financing is a big deal and that you have questions to ask. Click on the questions below for detailed answers on how our in-house financing works and details on how we can help you get on the road to credit freedom. If you have a question that is not listed below, please call us at (256) 530-0900. We look forward to helping you get on the road reliably.

Click on each question to see the answer.

Pokey Brimer Auto Sales knows that bad things can happen to good people. That’s why Pokey Brimer Auto Sales specializes in arranging auto loans for individuals who have had credit problems in the past. We can help almost any credit situation. Previous repossessions, foreclosures, charged-off accounts, tax liens, delinquent credit cards, and judgments you may have against you are all obstacles that we have overcome in the past.

Obviously, each person’s situation is a little different, but our Finance Specialists work each and every day with the situations described above and want to give each customer a chance to re-establish their credit worthiness.

Already Approved?

If you have secured your full approval through our online application system you will simply bring your Photo ID and your initial investment funds to your vehicle selection appointment.

Pre-approved or Yet to Apply?

Bring the following items with you to the dealership in order to Fast-Track your vehicle selection.

  • Recent pay stub
  • A valid Alabama Drivers License
  • Proof of Residence (rental agreement, first class mail or utility bill in past 30 days)
  • SSI or Disability, please bring your award letter

Yes. We know that one of the biggest fears that car buyers have when they purchase a pre-owned vehicle is that they will get a “bad” vehicle. We protect your purchase by providing you with an included 6 month / 6,000 mile (whichever occurs first) limited powertrain warranty at no cost on every vehicle in stock. This warranty covers the motor, transmission, and powertrain with a $150 deductible amount.

Each unit that we sell is evaluated and serviced by our own service centers before being offered for sale. We are also very proud to say that we are an Autocheck Certified Dealer.

Unlike our competition, Pokey Brimer Auto Sales does not have pre-set down payments on every unit. Your specific information will be evaluated by our staff of Finance Specialists who try to get you the loan amount you desire for the least amount of money down!

Our process is simple. We will ask you to fill out our 6 step easy online application. Once you submit that application our team of experts will evaluate and contact you with your approval details and schedule an appointment at one of our three convenient locations. This whole process take just minutes and you will be on the road soon! Our goal is to make your car buying experience fast and pleasant.



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